Quarterly News Letter       Volume 3 No.4 

New at FRANCHISE INFO MALL

The Business Alliance, Inc.



Matching you with the perfect business:

  • Put Our 25 Years of Franchise Experience to Work for You
  • Personal & Confidential Service
  • Deal with Business Alliance Brokers in Your Area
  • All Fees Paid by Franchise, No Cost to You
  • Hundreds of Exclusive Listings Nationwide
  • Specializing in Small Startups
  • Enjoy the Ease of One-stop Shopping
  • Full or Part-time Dealerships, Distributorships & Franchises

http://www.businessallianceinc.com


AmeriSpec
AmeriSpec was incorporated in 1987 in Orange County, CA and began offering home inspection franchises in 1988. Since its inception, AmeriSpec has conducted in excess of one million inspections. In 1996, AmeriSpec joined ServiceMaster’s Consumer Service Division as a wholly owned subsidiary of American Home Shield, the oldest and largest provider of home warranty contracts. Today, over 350 independently owned and operated businesses conduct over 150,000 AmeriSpec inspections annually in the U.S. and Canada.

http://www.amerispec.net


The Senior's Choice ®
The Senior's Choice ® is the perfect solution for seniors and others who aren't ready to leave their home for an institutional setting or live with relatives, but because of illness or chronic conditions need support to remain at home.


CashNow.Com
ieFranchise.Com is an exclusive financial franchise portal dedicated to the financial franchise industry. If you are looking for a franchise that is not a fast food based business or a cleaning business or anything else but a financial business, you have come to the right place!



FTC - CONSUMER ALERT

Home Equity Loans - Borrowers Beware!

Do you own your home? If so, it's likely to be your greatest single asset. Unfortunately, if you agree to a loan that's based on the equity you have in your home, you may be putting your most valuable asset at risk.

Homeowners-particularly elderly, minority and those with low incomes or poor credit-should be careful when borrowing money based on their home equity. Why? Certain abusive or exploitative lenders target these borrowers, who unwittingly may be putting their home on the line.

Abusive lending practices range from equity stripping and loan flipping to hiding loan terms and packing a loan with extra charges. The Federal Trade Commission urges you to be aware of these loan practices to avoid losing your home.

Don't:

  • Agree to a home equity loan if you don't have enough income to make the monthly payments.

  • Sign any document you haven't read or any document that has blank spaces to be filled in after you sign.

  • Let anyone pressure you into signing any document.

  • Agree to a loan that includes credit insurance or extra products you don't want.

  • Let the promise of extra cash or lower monthly payments get in the way of your good judgment about whether the cost you will pay for the loan is really worth it.

  • Deed your property to anyone. First consult an attorney, a knowledgeable family member, or someone else you trust.


Do:

  • Ask specifically if credit insurance is required as a condition of the loan. If it isn't, and a charge is included in your loan and you don't want the insurance, ask that the charge be removed from the loan documents. If you want the added security of credit insurance, shop around for the best rates.

  • Keep careful records of what you've paid, including billing statements and canceled checks. Challenge any charge you think is inaccurate.

  • Check contractors' references when it is time to have work done in your home. Get more than one estimate.

  • Read all items carefully. If you need an explanation of any terms or conditions, talk to someone you can trust, such as a knowledgeable family member or an attorney. Consider all the costs of financing before you agree to a loan.

 


FTC - CONSUMER ALERT

Identity Theft
Here are some ways that identity thieves work:

  • They open a new credit card account, using your name, date of birth, and Social Security number. When they use the credit card and don’t pay the bills, the delinquent account is reported on your credit report.

  • They call your credit card issuer and, pretending to be you, change the mailing address on your credit card account. Then, your impostor runs up charges on your account. Because your bills are being sent to the new address, you may not immediately realize there's a problem.

  • They establish cellular phone service in your name.

  • They open a bank account in your name and write bad checks on that account.
File a complaint online at www.ftc.gov or call toll-free 1-877-FTC-HELP
(1-877-382-4357).

 

Sign-A-Rama:
SIGN-A-RAMA, the world? largest sign franchise and leading name in the full-service, quick sign industry, has named Bill Reicherter, Sales Director and Paul Granaroli, Project Manager. These respectable roles will rapidly expand the Global Account? current client base of over 25 national accounts effectively and efficiently.

www.signarama.com


WSI Internet’s Franchise Expansion Soars… as US Retailers begin reporting Online Profits and Online Spending Increases

August 2002 Atlanta, Georgia:

WSI Internet continues its rapid franchise expansion into the US as online retailers begin reporting record profits, and consumer spending reaches unprecedented levels.

A new study conducted by The Boston Consulting Group with data supplied by Forrester Research reveals that a majority of American retailers reported profitable online operations last year. A whopping 56 percent of retailers reported online profits in 2001, compared to only 43 percent in 2000. The study also found that online spending grew in 2001 by 21 percent to an estimated $51.3 billion. The study predicts a 41 percent increase in consumer spending online to $72.1 billion.

Amidst the explosive American Internet growth, WSI continues to break franchise records. Now in its 7th year of business, WSI - has established a record - 700 franchises in 87 countries worldwide. Currently rated as the “#1 Internet Services Business”, and the “4th Fastest Growing Franchise in the world”, WSI has established one of the most successful Franchise Systems in the world!

No specific Computer or Internet experience is required to operate a WSI franchise, and many of WSI’s 700 franchises throughout the world, work from a home office. WSI offers its Franchises one of the most complete and comprehensive Training & Certification Programs available among franchise companies today. As well, a dynamic on-going Support Program is custom tailored to meet the unique and individual needs of each new franchisee.

WSI franchisees (Internet Consultants) both men and women consist of all ages and backgrounds. Like a modern day architect, the job of each WSI franchisee is to assess their clients’ business needs using WSI’s patent pending Lifecycle™ System. The client’s Internet Solution is then custom tailored to both reduce their businesses overhead and increase their revenues. Each client’s Internet Solution is then uniquely built at one of WSI’s many certified Global Production Centers. Each WSI Production Center is strategically located in low cost, high tech regions such as India and Australia - delivering each client a results oriented, technologically advanced Internet Solution at an economical cost.

WSI’s international organization of Franchise Owners are at the forefront of the digital revolution, changing the way the world does business. WSI’s success stems from a model that stresses the importance of long-term commitment to clients. To learn more about WSI visit http://www.worldsites.net

Memos From Franchisors:


Liberty Tax Service:
“Tax Industry Perspective: A Growing Market. One major player, H&R Block, has dominated the tax industry for nearly 40 years. More and more people must file a tax return each year. The IRS projects that the number of individual returns filed will grow at 1.5% a year through 2008. Fifty-nine percent of taxpayers paid a tax preparer to complete their taxes in 2002.“


http://www.libertytax.com


EmbroidMe:
EmbroidMe has chose Brother International, Inc. as the supplier of complete embroidery systems to the company’s franchisees. “We Chose Brother because of its support and machine reliability, and because the company has been instrumental in supporting our growth of over 35 stores in 14 states in less than 18 months,” said Ray Titus, president of EmbroidMe.

EmbroidMe, a full-service custom embroidery, screen-printing and promotional products franchise chain.


Aamco Transmissions:
Robert Morgan, 87, chairman and founder of AAMCO Transmissions Inc., passed away February 11, 2005 at his home in Gladwyne, PA. Morgan permanently redefined the industry of automotive repair in 1963 with the founding of AAMCO, the world’s largest transmission specialist. At that time, franchises were few in number, as were automotive aftermarket specialists, which were only beginning to emerge. Morgan’s vision ushered in an era of automotive specialization, giving way to quick lubes, brake shops, and the other specialty automotive franchises now common across North America. Today, there are 725 franchised centers nationwide and in Canada.

www.aamco.com